Terms, Privacy & Disclosures
1. Agreement to Terms
By accessing or using The Daily One Percent (“we,” “our,” or “us”), including our website, membership platform, courses, coaching services, assessments, and content, you agree to these Terms.
If you do not agree, do not use the platform.
2. Eligibility
You must be at least 18 years old to use this platform.
By using this platform, you confirm that you meet this requirement.
3. Services Overview
We provide:
  • Digital courses and educational content
  • Health and wellness coaching
  • Assessments and personalized insights
  • Membership-based services
  • Email-based content and communication
All services are intended for educational and informational purposes only.

4. Medical & Health Disclaimer
The Daily One Percent is not a medical provider.
We do not:
  • Diagnose conditions
  • Treat illnesses
  • Provide medical advice
All content, coaching, and assessments are for general wellness and lifestyle education only.
You should always consult a licensed healthcare provider before making health-related decisions.
If you have a medical condition or an emergency, seek professional care immediately.
5. Educational Use Only
All content and services are intended for general education and informational purposes only and should not be interpreted as professional advice.
6. Personal Responsibility
By using this platform, you acknowledge:
  • You are responsible for your own health decisions
  • Results are not guaranteed
  • Participation is voluntary
We are not liable for outcomes resulting from your use of our content or services.
7. Memberships, Payments & Billing
Payments
All payments are securely processed through Stripe via MemberPress.
We do not store full payment details on our servers.
Subscriptions
If you purchase a subscription:
  • You will be billed on a recurring basis (monthly or annual)
  • Billing continues until canceled
Cancellation Policy
You may cancel your subscription at any time.
  • Cancellation stops future billing
  • You will retain access until the end of your current billing period
  • No partial refunds for unused time
Refund Policy
Due to the digital nature of our products:
  • Courses: Non-refundable once accessed
  • Memberships: Non-refundable
  • Coaching services: Refunds are not guaranteed and handled case-by-case basis
Payment Disputes
You agree to contact us before initiating any chargeback or dispute.
Improper disputes may result in:
  • Account termination
  • Loss of access to services
8. Assessments & Data Collection
We use Tally to collect assessment responses.
This may include:
  • Lifestyle habits
  • Wellness goals
  • Behavioral insights
This information is:
  • Self-reported
  • Used to generate insights and recommendations
  • Not medical data
We do not guarantee the accuracy of insights derived from assessments.
9. Privacy Policy
Information We Collect
  • Name, email, account details
  • Payment-related information (via third parties)
  • Assessment responses
  • Platform usage data
How We Use Information
  • Deliver services and content
  • Personalize user experience
  • Improve our platform
  • Communicate via email
Third-Party Services
We use third-party tools and service providers to operate and improve our platform. These may include, but are not limited to:
  • Payment processors (e.g., Stripe)
  • Form and assessment tools (e.g., Tally)
  • Email marketing and communication platforms (e.g., Mailchimp)
  • Website hosting and content management systems (e.g., WordPress)
  • Membership and subscription management tools (e.g., MemberPress)
  • Analytics and tracking tools (e.g., Google Analytics)
  • Customer relationship management (CRM) systems
  • Scheduling, messaging, or communication tools
  • Payment and financial reporting tools
  • Advertising and marketing platforms (e.g., Meta, Google Ads)
These third-party providers may collect, process, and store your data in accordance with their own privacy policies.
We are not responsible for the privacy practices or policies of these third parties.
Third-Party Integrations & Future Tools
We may add, remove, or change third-party service providers at any time to improve our platform and services.
Your continued use of the platform constitutes acknowledgment of these integrations.
Data Protection
We implement reasonable safeguards, but cannot guarantee absolute security.
Data Retention
We retain personal data only as long as necessary to:
  • Provide services
  • Comply with legal obligations
  • Improve our platform
We may delete or anonymize data at our discretion.
Your Rights
You may:
  • Request access to your data
  • Request deletion
  • Opt out of communications
Contact: hello@thedailyop.com
 
10. Cookies & Tracking
We use cookies to:
  • Improve functionality
  • Analyze usage
  • Enhance user experience
You may disable cookies in your browser settings.
11. Intellectual Property
All content on this platform is owned by The Daily One Percent.
You may not:
  • Copy
  • Distribute
  • Reproduce
  • Resell
without written permission.
12. Community & Conduct
If applicable (membership/community features), you agree not to:
  • Harass or harm others
  • Share false or misleading information
  • Violate laws or regulations
We reserve the right to remove users at our discretion.
13. Reporting Concerns
If you believe a user has violated these Terms or poses a risk to the community, please contact us at: hello@thedailyop.com
14. Limitation of Liability
To the fullest extent permitted by law, The Daily One Percent is not liable for:
  • Indirect or consequential damages
  • Health outcomes
  • Loss of data or access
  • Business or financial losses
Use of the platform is at your own risk.
15. Indemnification
You agree to indemnify and hold harmless The Daily One Percent from any claims arising from:
  • Your use of the platform
  • Violation of these terms
  • Misuse of services
16. Termination
We may suspend or terminate access if:
  • Terms are violated
  • Misuse occurs
17. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to conflict of law principles.
You agree that any disputes arising from or relating to these Terms or your use of the platform will be resolved exclusively in the appropriate courts located in Illinois.
18. Force Majeure
We are not liable for delays or failure to perform due to causes beyond our control, including but not limited to:
  • Internet outages
  • Platform failures
  • Natural disasters
  • Third-party service disruptions
19. Changes to Terms
We may update these terms at any time. Continued use constitutes acceptance.
20. Contact
hello@thedailyop.com 
21. Coaching Services Disclaimer & Agreement
Nature of Coaching
The Daily One Percent provides health and wellness coaching, which is:
  • Educational
  • Informational
  • Accountability-based
Coaching is not:
  • Medical care
  • Mental health therapy
  • Diagnosis or treatment
Coaching is intended to support behavior change across lifestyle areas, including:
  • Movement
  • Nutrition
  • Sleep
  • Stress management
  • Social connection
  • Avoidance of risky substances
No Medical or Therapeutic Relationship
Your participation in coaching does not establish:
  • A doctor-patient relationship
  • A therapist-client relationship
  • A dietitian-client or licensed professional relationship
If you require medical, psychological, or psychiatric care, you should seek a licensed professional.
Crisis & Safety Disclaimer
The Daily One Percent does not provide crisis management, emergency services, or urgent medical or mental health support.
If you are experiencing:
  • A medical emergency
  • Severe mental distress
  • Thoughts of self-harm
You should immediately call 911 or contact a licensed healthcare provider or emergency service.
You acknowledge that this platform is not appropriate for crisis situations.
Results Not Guaranteed
Coaching outcomes vary by individual.
We do not guarantee:
  • Weight loss
  • Health improvements
  • Behavioral changes
  • Specific results
Success depends on your:
  • Effort
  • Consistency
  • Environment
  • Personal circumstances
Client Responsibility
You agree that:
  • You are fully responsible for your decisions and actions
  • You will use your judgment before implementing any recommendations
  • You will seek medical advice when appropriate
Communication & Boundaries
Coaching may include:
  • Calls (virtual or in-person)
  • Messaging or email communication
We do not provide:
  • Emergency support
  • Crisis intervention
If you are experiencing a medical or mental health emergency, call 911 or seek immediate care.
Session Policy
  • Missed sessions may be forfeited
  • Rescheduling may be subject to availability
  • Coaching packages (if applicable) must be used within a defined time period
Termination of Coaching
We reserve the right to discontinue coaching if:
  • Boundaries are violated
  • Services are misused
  • The relationship is no longer appropriate